39% of mortgage holders have never used a mortgage broker

How much will my mortgage go up by?

In order to appreciate the upward pressure on mortgage rates, it is crucial to understand the economic backdrop. Over the last 15 years, we have seen substantial economic tremors in the UK, the 2008 US mortgage crisis, Brexit, Covid and now out-of-control inflation....
TOP SLICING FOR BTL MORTGAGES

TOP SLICING FOR BTL MORTGAGES

Do you have a potential rental shortfall which could prevent you obtaining a Buy to Let mortgage?   HAVE YOU HEARD OF TOP-SLICING WHEN IT COMES TO BUY TO LET MORTGAGES? TOP SLICING IS WHERE A LENDER WILL ACCEPT SURPLUS INCOME TO COVER ANY RENTAL SHORTFALL TOP...
Nationwide announces interest rate cut

Nationwide announces interest rate cut

Nationwide have announced this week that they have cut rates on some fixed rate mortgages by up to 0.50% and some tracker rates by up to 0.70% whilst other lenders have been busy amending their own product ranges. This amount of activity from so many lenders has many...
A Guide to Buy-to-Let Mortgages

A Guide to Buy-to-Let Mortgages

These days, it’s more important than ever to make 100% sure that you have thoroughly understood the numbers behind a buy to let property, particularly when it comes to your mortgage. With this in mind, here is a brief guide to buy to let mortgages.Buy to let...