Legal

As a landlord it is your sole responsibility to ensure that you meet all legal requirements.  You can’t blame lack of awareness or your letting agent.  It is down to you - if you don’t meet these requirements you could face prosecution.  

It’s a scary thought; so knowledge is the key.  Even if you have a letting agent managing your property, make sure that you are familiar with your legal responsibilities and you’ll be covered.

We have produced a legal checklist for you to go through to make sure you're covered.   Please note that HMO properties have their own legal requirements.

You can request a copy of the legal checklist by entering your details in the sign up box on the left.

 

Energy Performance Certificates (EPC)

 energy performance certificate

 

Energy Performance Certificates are issued once a full energy assessment of your rental property has been completed by a qualified Energy Assessor.

Energy Performance Certificates are a legal requirement when letting a property to a tenant in England, Scotland or Wales and landlords have a duty to provide the tenant with a copy of the EPC or it will invalidate a Section 21 Notice (England).

You can search the EPC register here: https://www.epcregister.com/

Gas Safety Certificate (CP12)

gas safe certificate

Landlord Gas Safety Certificates (CP12) and inspections for rental properties are carried out by a Gas Safe registered engineer.

Landlords are required to hold a valid Gas Safety Certificate where a rental property has a gas supply to an appliance or the central heating is fired by gas.  Gas Safety Regulations 1998 states that the Gas Safety Certificate is to be renewed every 12 months.

 

Fixed Wiring Test (EICR)

Fixed Wiring Test

Periodic electrical safety inspection testing of rental properties fixed wiring circuits conducted by our nationwide network of electrical engineers.

Landlords letting property in the UK have a legal obligation to ensure that the property being let is safe to occupy.  As such, ensuring the electrics in the property are not damaged or worn out, through wear and tear, is an important check to make every 5 years.

 

Portable Appliance Test (PAT)

Portable Appliance Testing

Portable appliance testing (PAT test) carried out by an electrical engineers to ensure that a property's electrical items are safe to use.

If you are letting a property in the UK, one of the most important legal obligations of a landlord is to ensure that the property being let is safe to occupy. As a result, Health and Safety regulations require that electrical appliances are safe and would not cause harm to any tenant using them.

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Protect yourself from Property Fraud

Property fraud is where fraudsters try to “steal” your property, most commonly by pretending to be you and selling or mortgaging your property without your knowledge. Sign up to Property Alert with the Land Registry, this is a free service and you can choose up to 10 properties to monitor. It will notify you if anyone attempts to change the legal title or other activities. 

Sign up to Property Alert here

Watch the 3 minute video below to find out more about how to protect your property from fraudsters.

Read more in our 'Protecting yourself from property fraud article'

 

Subcategories from this category:

Insurance, Conveyancing, Energy Performance Certificates (EPC)

What can Property Investors expect in the new financial year?

Richard Hamilton – Head of Property at Davis Blank Furniss – talks about what property investors can expect in the new financial year: Richard, how are things looking in the marketplace right now? Well, the new financial year has just begun so time will tell if doom and gloom or concern will return to the property sector thanks to Brexit and the much talked about interest rate rises or if the market remains positive with returns to be made. I feel pretty confident though! What’s your view on prices? Despite the uncertainty surrounding Brexit and the economic effect it will have, property prices have remained resilient. 2017 was a year of growth in property values. Looking at various mortgage lender’s statistics, in 2017 a typical home grew by an average of just over £7,000, based on an average price of £220,000. The common belief for 2018 is that growth nationally...
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Ahead of new regulations, 73% of landlords and tenants are not aware of their property’s EPC rating

    73% of landlords/tenants are not aware of their property’s EPC rating 65% aren’t aware that improving their rating could save them money 95% have not measured their EPC rating New research has emerged revealing a number of staggering misconceptions around how Energy Performance Certificate (EPC) ratings can impact a property’s environmental footprint and save a landlord or tenant money. Book your EPC here The poll, commissioned by insurance agency Just Landlords, was conducted strictly with those involved in the UK private rental market, and found that 48% of those asked did not know that upgrading their insulation would improve their EPC rating.  Of those surveyed, less than two thirds, 58%, knew that the condition of windows had an effect on a property’s EPC rating, and 80% didn’t know an EPC rating could be an indication of how environmentally friendly a house is. 30% did not even know that an...
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Will you be able to rent out your property next year?

  Were you aware that from April 2018, your property will need to be a minimum EPC rating of E or above to be able to rent it to a tenant?  As a landlord, you are liable to pay a hefty fine if you do not adhere to the regulations.This could affect over 300,000 properties in the private rental sector.   Until 2020, it only applies to new lets but after that it will apply to all rented properties. There are rumours that some green deal initiatives will be coming soon, so keep an eye out for those.So, as a landlord what do you need to do now? Have a look at the EPC register to see what grade your property was rated. Click here to go to the register. Make sure it is less than 10 years old. EPC’s are only valid for 10 years, then you need to have...
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Do you know the legal requirements of being a landlord?

As a landlord, it is your sole responsibility to ensure that you meet all legal requirements.  You can't blame lack of awareness or your letting agent.  It is down to you - if you don't meet these requirements you could face prosecution. It's a scary thought; so, knowledge is the key.  Even if you have a letting agent managing your property, make sure that you are familiar with your legal responsibilities and you'll be covered.We have updated our legal checklist and it is available for download. It covers items such as: Gas Safety Electrical Safety EPC's and the new 2018 regulations Deposit Protection Deregulation act And much more...  If you want to make sure that you are meeting your legal requirements as a landlord then....Download our legal checklist to make sure you have everything covered (updated September 2017)
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Protecting yourself from property fraud

Property fraud is where fraudsters try to “steal” your property, most commonly by pretending to be you and selling or mortgaging your property without your knowledge. This is such a nightmare scenario as your property is your most valuable asset, which is why fraudsters target it.Properties that are more vulnerable to fraud are: Mortgage free properties Tenanted properties Empty properties If the owner lives overseas Where the owner has died and the property is held in trust Fraudster’s can attempt to acquire ownership by stealing an owner’s identity by using a forged document or impersonating the registered owner. Once they have raised money by mortgaging the property without the owner’s knowledge, they disappear without making repayments leaving the owner to deal with the consequences.You should register your property with the Land Registry if it isn’t already.  If you bought or remortgaged your property after 1998 then it should be registered,...
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