Congratulations on taking the first step in your property investing career!

It's a big step but one that could change your life.

There are lots of things to think about and its important that you do things right.  Learn from others who have made mistakes so you don't have to make the same ones!  Access our Expert Panel to connect with our experts for free of charge advice.  

The fundamentals of property investing are the nuts and bolts of your business. Ensuring that you have a great team around you will help towards your success. 

Understanding the legal aspects of buying a property and having a great conveyancing solicitor in place is really important. Also having access to the right finance is the key to securing those great deals once you find them.

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Can I Remortgage With Bad Credit History?

Can you remortgage your home or buy to let property if you have bad credit? If you’re thinking of changing your current mortgage, it’s usually because your existing deal is ending. You’ll obviously want to make sure that you get the best deal possible, ideally better than the one you currently have. However, if you’ve got bad credit history that may not be as straightforward as you’d hoped. The best way to ensure that you find the best deal is to do your research and understand exactly what the obstacles might be. So, what do you need to know if you’re thinking of remortgaging with bad credit? What can cause bad credit?  Before we take a closer look at remortgaging specifically, here’s a quick overview of why you may have bad credit. A poor credit history is shown on your credit file, which is used by lenders when deciding whether...
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Richard Hamilton – Head of Property at Davis Blank Furniss – talks us through the conveyancing process

Selling a house/flat Usually an estate agent will be instructed and the property will go up for sale. Viewings will then take place and the sale price will be agreed. You should then instruct either a solicitor or a conveyancer to deal with the sale on your behalf. They will send their terms of business/engagement letter to you setting out the likely cost and disbursements. Disbursements are payments that need to be made to third parties such as search fees and stamp duty land tax. They will also carry out identity checks required by their governing bodies. Your representative will then provide you with a ‘contract pack’ which should contain the following documents for you to complete: Fittings and content form; Property information form; Leasehold information form (only if the property is leasehold); and Leasehold property enquiries form known as LPE1 (this will need to be sent to the landlord/managing...
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Top 5 Things to Know About Buy-to-Let Mortgages

You may have heard that buy-to-let is no longer a good investment now that the government is taking certain actions to level the playing field between landlords and residential owners. Well, dismiss that from your mind right now. There is still money to be made in buy-to-let. Yes, things have changed. But there are still some particularly good strategies for making money in property. Fundamental to profitability is financing. For the average landlord, that means buy-to-let mortgages. A mortgage on a rental property is similar to a mortgage on your primary residence. The fees may be a bit higher and the terms a bit more restrictive, but a buy-to-let mortgage is still fundamentally a loan for buying a house. If you are a new investor, here are the top five things you should know about buy-to-let mortgages: 1. Income Matters Regardless of whether you are a professional landlord or just...
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Freehold & Leasehold: What do they mean?

Considering selling your home and relocating? Then be prepared to hear the terms freehold and leasehold a lot. Understanding what they mean is important as it could make the difference between owning a home and the land it’s on completely or having a landlord. Here, quick sale property experts, We Buy Any House explore what the two mean and how owning one over the other can differ. What do freehold and leasehold mean and what’s the difference? Freehold: If you are the freeholder it means that you own both the building and the land that it’s found on. If you were to search the property in the Land Registry you would find it under your name as the ‘freeholder’ and owner of the title completely. This is the preferred purchase option in pretty much every instance and comes with many advantages. Chief of which is the fact that you don’t...
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Should landlords be concerned about the new Homes (Fitness) Act?

The simple answer is, no. Landlords who are abiding by the current regulations, administered by local authorities, have nothing to be concerned about. The Homes (Fitness for Human Habitation) Act (2018) is in many ways a transfer of rights from local authorities to tenants. However, it makes sense to understand the new legislation and the additional protection given to tenants. Why was the Homes (Fitness) Act introduced? The reason this legislation has been brought in is to ensure that private rental properties are fit for purpose and human habitation. It would appear that local authorities up and down the country are struggling to carry out their current responsibilities regarding the repair of substandard rental properties. Therefore, the UK government has decided to back a Private Members Bill to refresh tenant protections and shift the emphasis on pursuing repairs. In simple terms tenants will now be able to sue their landlord...
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