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Glossaries

Term Definition
Loan To Value
Percentage of the value of a property that will be lent via a mortgage.

Example:An
Local Housing Allowance
A government benefit that allows tenants fixed amounts to spend on housing dependent upon the local rental market, and permit them to keep any saving or to contribute an additional amount needed according to their choice of properties.

Payments are made direct to tenant rather than the Landlord.
Local Housing Authority
The authority within the local councils that manage the allowances and payments to claimants, along with the waiting lists and allocation of housing.
Local Search
Application to local authority for information about a particular property and its surrounding area which should reveal whether the property is affected by road building or outstanding matters such as sanitary notices