Buy-to-let investment yields rise 4.7% in 12 months

Rental yields generated by new UK property investments have increased by 4.7% over the past 12 months. Although the rates are impressive, these new figures revealed much regional variation. The source report also highlighted the importance on investing in a property that has a good record of being popular in the letting market; due to this the proportion of properties purchased with an existing tenant reach its highest in a decade. A well known Research Analyst explained this is creating a growing secondary market in which landlords and property investors are buying and selling assets to each other. This research shows the value of making a student property investment rather than a traditional buy-to-let purchase. Purpose-built student accommodation has higher average occupancy rates than the standard private rented sector, as the market is dangerously under-supplied.   For a no obligation chat about mortgages click here
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Why Invest in Central Europe?

For many UK based property investors, buying abroad means two things rather than one. The location of the property is half of the reason many of us choose to invest overseas. The second, of course, is the expected return for the investment. In many cases, the decision to invest is made when the two elements combine. Put another way, many British investors opt for a second home in the sun which provides a bolt-hole and a growth opportunity
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New report finds that students make the best tenants

As a landlord or letting agent, there are many factors to consider when renting a property, including finding your ideal tenants. On first glance students may not be your first choice, but new findings by utilities and service provider for students, Glide, and Accommodation for Students, found that students are in fact the most desirable tenants.
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Buy-to-let mortgage lending, growing at 20% a year

Landlords have had a tough time obtaining mortgages after the market peak in 2007, as lenders rapidly withdrew from the market. In fact, even with the current mini-boom, lending to landlords is about half of what it was six years ago.
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Advice on Buy to Let

Whenever I am asked what area of property investing investors should go into, I almost always will say go for buy to let and will relate it to business. Many investors however still do not buy the correct property to fit the criteria they should look for. If you think of large businesses and how they measure growth and performance - they will continually talk about growing by either opening new branches or shops, or taking over existing ones. So for instance a company may say "Our target is to open 30 new stores throughout the UK in 2012." Another company may say we shall consolidate our position and work on performance of existing stores. In terms of growing as a business, this is where buy to let has a huge advantage over buying to sell. If you buy to sell, you have to re-start your company each time, and...
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Buying your first Buy to Let Property

Since the mid-1990s the buy to let sector has blossomed into one of the most important parts of the UK housing market.
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Why should I invest in student accommodation?

With more students going to university and college each year and an estimated 2.4 million students in the UK, and a huge shortage of accommodation, there is a huge opportunity to make large, passive income from investing in high quality student accommodation located in cities with prestigious universities.
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Is now the time to buy off plan?

Alan Forsyth from Property Secrets has provided this informative article about Off Plan Investing. Buying off plan was very much the way to invest several years ago, and worked very well in a rising market. For instance I bought off plan in Leeds city centre 11 years ago, as new build apartments were just starting to be built - and sold on 6 months after completion making a good profit. This type of investing worked well for investors in Dubai, and many emerging European markets over the last 7-8 years up until 2008 - with investors seeing excellent return on investment before they even completed. This investing then suffered as the credit crunch kicked in.  Investors hoping to secure 85-95% mortgages then saw loan to values reduce to 65-75% meaning extra funds were required on completion, and this affected some end values. So done well it can work very well,...
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The LHA and how to make it work for you - free download

We have recently been able to get a  FREE excerpt from John Pauls ebook “LHA and How to Make it Work for You”, it’s full of tips and tricks that you can use to improve your cashflow, and your understanding of LHA. Would like to know more about investing using an LHA Strategy, but dont know where to start? Do you already use this strategy to invest, but your LHA Tenants are costing you  time, energy and MONEY? It doesn’t have to be that way – in fact, getting LHA Tenancies right can be hugely profitable and hassle free! "LHA is an opportunity to increase cash-flow and produce rental yields that we haven’t seen for years, all you have to do is to learn how to work the system, and use it in your investment strategy". –  John Paul Download the free excerpt here to learn more about LHA Investing. If...
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Buy to let sector predicted to grow this year

In an article for Mortgage Strategy, John Phillips - financial services director at Kinleigh Folkhard and Hayward - said growing demand for rental property combined with a shortage of housing has caused consecutive rent rises over the last few months.
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The 7 GOLDEN rules of property investing....

I thought it would be useful to give you a short exerpt from Paul McFaddens Property Jumpstart training. Hope you enjoy it! The 7 Golden Rules of Property Investing By following the 7 simple golden rules, you will minimise the risk when investing in property. The following rules will ensure that you do not lose money by making bad investment decisions.... Research, research, research! Always do your due diligence! It is essential that you stick to your buying strategy and never deviate from it. By keeping this discipline you will always make good investments and minimise the risk. It is vital that you do enough research to ensure there is zero risk in the investment you are about to make. Stick to the basics! The key is to keep the fundamentals in mind at all times. Location, type of property, rental yield and so on. More on this as we go.......
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Rental Yields strong on Supply falls – at least in the South!

Findaproperty.coms Q3 Rental Index, released recently, shows an increase in average rental by 1.4% - now standing at £851. It is believed that this is due to the rental stock levels having fallen by an amazing 14.5% in the last quarter, with fewer properties available since July 2008. Nigel Lewis, property analyst at FindaProperty.com, said: "Now is a great time for people with properties to rent, particularly for people in London and the South with asking prices for rent continuing to rise and demand holding firm." Not surprisingly on a regional basis the figures are not all in line with London and the South holding the majority of the increases in Sept 2010 – a whopping 5.1% in London. Areas like Scotland, Wales and East Midlands however see some fairly large falls in rental of -3.4%, -2.7% and -1.8% respectively. For more information visit: http://www.findaproperty.com/rental-index.aspx Have you had any experience with...
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Landlords could be pushed over edge by interest rate rise

A report by the site spareroom.co.uk found that even an anticipated increase in rental yields would still not be enough for just over a fifth (22 per cent) of landlords to cover higher mortgage repayments.
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Landlord finance is "stable and affordable"

The Bank of Englands decision to keep interest rates at 0.5 per cent will mean that repayments on buy-to-let will remain low.
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Rental revolution is on the cusp

Property investors could consider expanding their portfolios now, in order to take advantage of a predicted rise in rental yields. Kensingtons latest survey found last month that nine in ten people living in rental accommodation believe that the housing ladder is impossible to get onto. In addition, 66 per cent that are renting now do not see themselves owning their own home within the next five years. One industry commentator believes that there needs to be a paradigm shift in the housing market, in favour of renting. James Davis, the chief executive of the renting site Upad, said: "Its becoming more financially astute to rent than purchase from an affordability perspective. "We are on the cusp of a revolution within the UK housing market, and we will follow other European countries where renting is the preferred method of tenure." He added that rental yields could go up by ten per cent over...
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Is my HMO Profitable?

    Just how you assess the profitability of a property is not straightforward, there are various methods of assessing profitability, I will look at each in turn. 1. The traditional way. This is the approach taken by investment books and the figures are also published in newspapers and magazines.  They take the average gross rental yield and compare it to the yield that would be received say by putting the money in the bank. Figures like 6% gross rental yield from property are stated and this is compared to other returns like bank interest and the stock market. Sometimes they also add the average capital appreciation so for example say if last year the average increase in house prices was 12% the overall return from property would be 18% (6% gross rental yield plus 12% capital appreciation).  For a property buyer these figures may give a guide to overall long...
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