Buying a house can lead you into a complicated and confusing maze if you don’t know what you’re doing. It can also leave you seriously out of pocket if your purpose is to buy for investment. Here are a few basic principles to bear in mind at the beginning of your buy-to-let property quest.
The prospect of renovating your home is exciting, but also daunting if you have a lot of work to do. Here are our top five tips to help you figure out the best way to finance your renovation:
It’s a real favourite, isn’t it? The ability to JV (Joint Venture) with someone on a property deal (as long as it goes well!) can create a real win/win situation for all concerned. Making use of JV finance historically has enabled people to be involved in the world of property investment when they may not otherwise have been able, on both sides. Many property education companies tell us how to nurture associations with people and work together in order for us to use OPM (Other Peoples’ Money) to help us finance deals. FCA Policy Statement This is great in principle, however... times have changed. Since the 1st January 2014, the FCA (Financial Conduct Authority) has brought in a new Policy Statement governing the way JV relationships may operate. Policy Statement 13/3 defines some very clear rules to determine how we may or may not form a JV partnership. In...
This series of articles has been written by Nikki Pope, Property Investor, Lawyer, Educator. Nikki is running one of her fantastic seminars this Saturday in London. How to Buy £1.5 Million Property for NO MONEY DOWN! Saturday, January 18, 2014 from 9:30 AM to 4:30 PM So you can hear right from the horses mouth! Click here to register. In the meantime enjoy the first of the seven massive mistakes. Weve all heard about location, location, location when it comes to buying property but what about strategy, strategy, strategy? Property is an excellent way of generating real wealth - but it is a big slow boat and expensive to turn around. Get it right & the numbers are big. The prospects for property profits are excellent. Get it wrong and the numbers are big and in a stagnating or falling housing market it can be very difficult to move on from...
investment Property purchase Rent BMV estate agents Profit HMO Capital Growth Control Buying at Auction No Money Down property investor tenants Glenn Armstrong housing market Capital Gains Tax investor job stamp duty houses of multiple occupation house property invest Lettings auction investors January Course Legal estate agent Nikki Pope Student Property Education London
With 2013 becoming a distant memory we find ourselves facing 2014 pondering the changes that will occur in the property market. Nick Carlile, Managing Director, Platinum Portfolio Builder (PPB), would like to share his predictions for the year ahead when considering UK Residential Property Investment He focuses on the key issues that concern any investors or those contemplating a move into property, which are: Price Price is always at the forefront of any investor’s mind and the subject which generates the most debate! Nicks predictions for this year are that prices in London will begin to slow down (albeit there will be some level of growth) and other areas around the UK will instead experience greater levels of growth. Geographical Areas Nick believes, that for the best investments in 2014 (which provide greater discounts, double digit yields and a good income) the best strategy is to focus further North on...
Bank of England investment Property interest rates Land lease purchase Competition Rent property investment Profit property investors property investor tenants Residential Property investor real estate landlord house property invest residential property investment lenders Petition investors yield property market Builder Lending London ONS
Event with Nikki Pope Saturday, January 18, 2014 from 9:30 AM to 12:30 PM (GMT) London, United Kingdom
You COULD pay thousands of pounds to attend a property investment seminar, but you’d still NEVER learn the basics as thoroughly as this! Its like having a multimillionaire expert investor explain his entire strategy to you over lunch (without worrying about the bill) Because this unedited and uncensored document explains how you can cash in on the Buy-To-Let Property Boom right now, even if youve never bought a property... or never thought you could! The Buy Refurbish Remortgage Blueprint - The “No-Money-Left-In” Secret [PDF] It’s the kind of straight-to-the-point explanation EVERY beginner wants and searches for, but is (deliberately) difficult to find! Now the secrets of profiting from property are accessible to everyone… And a Property Investors Masterclass, fully detailed with accurate examples, is now available in a concise, easy-to-read PDF Document. The authors are offering you a copy here, without charge: The Buy Refurbish Remortgage Blueprint - The “No-Money-Left-In”...
There is huge potential for landlords looking to target the under-35s, as an increasing number of young professionals are choosing to rent property rather than buy.
On Wednesday 16th October Paul Shamplina, Founder of Landlord Action appeared on BBC4’s You and Yours show, to highlight the shocking risk to landlords of the latest money making strategy to sweep the property industry, “Rent to Rent”. It’s a simple concept: Rent a house, then sub-let the rooms to sub- tenants and make as much profit as possible. This will be available to listen to on BBC iPlayer This is a mushrooming phenomenon which has seen hoards of “experts” writing blogs, books and seminars on how to get started and even running courses costing up to £500 on how to bring in tens of thousands of pounds with virtually no out-lay. One such “guru” includes Daniel Burton who claimed he earned £35,000 a month from the get-rich-quick scheme. Last week, The Guardian revealed he has gone missing, leaving tenants and landlords across London hundreds of pounds out of pocket. The idea behind...
The key to selling property is to research, research, research. Doing this before you even invest in a property to develop will give you an idea of what people are buying in your chosen area and what renovations need to be carried out in order to add the most value to your home.
Im about to give you a link to a training which reveals the big opportunity and LOW competition many private investors are missing out on right now. Warning: This IS NOT the weekday afternoon light-entertainment stuff youve seen on TV... Im about to give you a link to a training which reveals the big opportunity and LOW competition many private investors are missing out on right now. Warning: This IS NOT the weekday afternoon light-entertainment stuff youve seen on TV... Go here, now for more information: Auction Bargains - How To Get The Best Deals From Under The Nose Of The Pros Tuesday 2nd July 8:00 PM - 9:30 PM This is for people who want to make decent cashflow from property. If thats YOU, then ask yourself: "Am I tired of pounding the pavement, scouring for great BMV deals, only to lose out to another quick-off-the-mark first time buyer?" "Am...
As costs rise and incomes stagnate, first-time buyers may feel they are relegated to paying rents to live. Those who do manage to find enough deposit money however, must identify the best financial package for their circumstances including where to source their property! If you answer these 5-simple questions positively, you will be reassured you could progress successfully to becoming a property owner. 1. Is My Bank Account Clean? ~ If your bank statements balance more often than not, it shows you are actively managing your money; something lenders like to see. Lenders normally want at least 3-current monthly statements showing your income and expenditure. Though an overdraft may reduce the maximum loan you could obtain, in itself it is not a problem provided it is not out of control. Unpaid cheques, direct debits or excessive bank charges are red-flags. 2. Can I Get A Mortgage? ~ Paying a lender administration and survey fee only to be turned down is really frustrating and...
For the first time, The National Homebuilding & Renovating Show (NEC, Birmingham 21-24 March 2013) is introducing two separate professional conferences at the show - one developed specifically for UK property developers and the second targeting landlords. Both conferences will provide expert insight into the issues and challenges the industry will face in 2013 and beyond.
This is a question I have asked myself frequently whilst working with the numerous and varied clients I have coached and mentored over the last 5 years in the field of property investment. The answer is multi-faceted and thought-provoking. Most of you will read this and common sense will very likely lead you to the same conclusions, although how many of us actually take stock every now and again to see where and how we may improve our abilities and increase our success rate? It takes a number of skills and traits to really ‘get it’, some of which are innate and some we have to learn over time and through experience. The Right Formula The reason for asking this question and wanting to get to the bottom of it was to find the ‘right formula’ to pass on to others’, thus enabling them to be successful and progress...
Nikki is running a 1 day training course to show you HOW To BUY £1.5000,000.000 WORTH of PROPERTY for NO MONEY DOWN. The course is running in 3 locations - London (18th February), Birmingham (11th February) and Manchester (19th February). Nikki has agreed to give JDP subscribers £100 discount... just enter save100 when you book
So, you’ve bought your property, it’s all going smoothly, financially you’ve done all the maths. But that financial brain doesn’t necessarily transfer to interior design.
Whenever I am asked what area of property investing investors should go into, I almost always will say go for buy to let and will relate it to business. Many investors however still do not buy the correct property to fit the criteria they should look for. If you think of large businesses and how they measure growth and performance - they will continually talk about growing by either opening new branches or shops, or taking over existing ones. So for instance a company may say "Our target is to open 30 new stores throughout the UK in 2012." Another company may say we shall consolidate our position and work on performance of existing stores. In terms of growing as a business, this is where buy to let has a huge advantage over buying to sell. If you buy to sell, you have to re-start your company each time, and...
Last weeks Manchester pin meeting was again an evening full of information, learnings and opportunity. With a great mix of new and experienced investors, as well as a variety of service providers everyone was able to benefit.
In just 10 years from now, how would you like to have paid off your home mortgage in full and have secured a strong pension?
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The last 12 months have been profitable for many of those with buy to let insurance and the good times look set to continue for the foreseeable future due to a lack of supply, according to one expert.