Happy New Year!

This is just a quick post to wish everybody a Happy New Year! We hope you have had a fantastic Christmas and New Year period. We took the opportunity to take the full 2 weeks off to spend time with our 2 children. Now we're back, fully re charged and refreshed. Have you set your goals for 2016 yet?  It's always amazing when you look back at previous goals and you can tick off all that you've achieved.  Even if you haven't achieved all that you set out, you'll be 100% further than if you had never set the goals in the first place. As we announced before Christmas, we have exciting news. Just Do Property is currently being re-designed and we will be re-launching our newly designed site in early 2016. Also we have a new Business Partner, successful internet entrepreneur, Joanne Elliott.  Jo will be joining us to...
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The Bank of England keep the interest rate at a record low of 0.5%

The Bank of England’s Monetary Policy Committee at its meeting on 8 October voted to maintain Bank Rate at 0.5%. The previous change in Bank Rate was a reduction of 0.5 percentage points to 0.5% on 5 March 2009. Rates have been at 0.5% since March 2009, with the market expecting a small rise early next year. There has been lots of speculation over when the Bank will start to raise rates again. An increase is expected some time in the new year, although some think it could be later this year as the Bank may not want to raise rates close to a general election, scheduled for May 2015. "Overall, our central case still sees the Monetary Policy Committee raising rates next month, not least because we struggle to envisage the committee either beginning to tighten in the first few months of next year, so close to Mays general election, or waiting until...
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New Property Alert service helping to combat property fraud

More than 12,000 people have signed up to the Land Registrys Property Alert service, six months on from the launch. This is a free service which provides an early warning of any suspicious activity on someone’s property.   More than 12,000 people have signed up to the Land Registrys Property Alert service, six months on from the launch. This is a free service which provides an early warning of any suspicious activity on someone’s property. Alasdair Lewis, director of legal services at the Land Registry, said:     “We introduced Property Alert to help people to protect their most valuable asset – their home. We’re glad that Property Alert has proved so popular. However, there are still many homeowners who are unaware of the risk of property fraud and how to protect themselves so we are asking people to share our advice and video with their friends and family to spread...
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Households in Neighbourhood Watch Areas More Desirable to Buyers

New research* reveals that 27% of the nation, would ‘prefer to buy a property signed up to a Neighbourhood Watch scheme, or Home Watch network’. This trend is most prevalent among those living in the South West, where over a third, 34%, agree they’d prefer a property that was part of the movement.
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The Necessity of Landlord Insurance

All business is an exercise in reducing costs and maximising income and it’s absolutely essential for business owners, just as it is for landlords, so they seek to reduce their costs wherever they can. Particularly in property letting, where short of buying a new property or increasing your rent, costs like landlord insurance come under particular scrutiny. It’s understandable that many landlords are keen to cut down on their insurance costs. Of course, if all goes well, it is something which you’ll never use! For some, landlord insurance is an essential and if you’re letting an HMO, you simply don’t have a choice over buying a policy. Yet for some, it’s a cost that can, but shouldn’t be avoided. Insurance as Credit The traditional way to view landlord insurance is to think of it purely in the negative, a little like a bill that gets paid. However, a better way...
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A Little Look at House Prices

House prices are on a lot of people’s lips a lot of the time and so I thought that perhaps I could contribute by collating some recent news items from across the country. The gist of them all is that house prices are rising rather quickly across the UK and especially in large metropolitan areas like London. They’re great for the sellers, not so much for the buyers.
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The Benefits of Home Staging for Landlords

    Everyone knows that home staging is an invaluable tool for property sellers. Ensuring that your home looks clean, tidy and welcoming is a sure-fire way to attract the attention of potential buyers, and staging a home properly has been shown to increase the value of a property by up to 20%. However, property staging is not just a valuable tool for sellers. This process can also be enormously beneficial for landlords who are looking for new tenants and need some help in showing off the value of their properties. Attracting New Tenants To get prospective new tenants through the door, you will need to advertise your property. It’s a well-known fact that properties with bad photos, or no photos at all, are less likely to be looked at than others. The first benefit you will see from staging your rental property is that you will be able to take perfect pics of...
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The Advantages of Renting Serviced Vs Conventional Commercial Property

The differences between conventional commercial properties and serviced commercial properties are quite simple. The former refers to a straightforward commercial lease, by which a company obtains sole rental use of the property. The latter refers to lease agreement in which a company rents a commercial space that is provided along with extra amenities, such as secretarial or postage services. Serviced commercial properties are usually (but not always) a part of a larger commercial complex, such as an office block.
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Mortgage Broker update

Mitchell Mann, our resident Mortgage Broker gives his views on the housing market.
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Top Tips for Investing by the Sea

There’s probably not a British person alive who doesn’t look back with fondness on happy childhood days spent playing at the seaside. In fact, it’s almost certain that this sense of nostalgia has something to do with the popularity of seaside holidays in the UK, where every year hundreds of thousands of Brits will forgo a foreign excursion. In favour of a more traditional vacation in places such as Blackpool and Southend, whose popularity soared with the advent of ‘pleasure palaces’ in the Victorian era.
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Mortgage Cuts in Britains Future

Growing concerns over the state of the UK’s property market have led to a number of large institutions putting plans in place that would see a curb on the amount of high level mortgage lending being offered to consumers. Mark Carney, Governor of the Bank of England, was recently quoted as saying, “… recovery [of the housing market outside London] is fragile and … it’s important we don’t disrupt this recovery.” He went on to point out high LTI mortgages as being one of the biggest risks to the health of the UK property market.
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House prices remain in an upward trend

“A recent report by the Royal Institute of Chartered Surveyors (RICS), has shown that house prices remain firmly in an upward trend. Whilst this might not be such good news for movers and especially first-time-buyers, it could be good news for homeowners looking to remortgage. The reason for this is
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Mortgages could be capped to control house prices, says Bank Governor

The Bank of England could step in to curb mortgage lending amid fears Britains booming housing market risks threatening the economic recovery, says its Governor Mark Carney.
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Ed Miliband pledges buy to let rent cap

Mortgage Strategy reported that Labour leader Ed Miliband will today pledge to cap rents and introduce three-year rents in a bid to create stability for landlords and tenants.
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Property trends revealed in Rightmoves Little Blue Book

  Rightmove has just released the second edition of its Little Blue Book, providing some interesting property investment market insights and previously unseen data about the UK housing market. Leading with the headline ‘The recovery has taken hold’, the book attempts to break down the various aspects of the housing market, from new property supply to mortgage approvals, help to buy to consumer confidence. At over 30 pages long there’s a lot to digest, but the key headline are as follows: Transaction in Q3 2013 were 21% up in both England and Wales compared to Q3 2012. A property with an asking price of £170,000 in 2003 would have an asking price today of £235,983 just as a result of inflation. In real terms, the average asking price in England and Wales is just 4% higher than it was in 2003. In the nine months to September 2013, the monthly rate...
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The Impact of Lehman Brothers on European Housing Markets 5 Years On

Kate Everett-Allen, International Residential Researcher at Knight Frank, said: “With the fifth anniversary of Lehman Brothers’ collapse approaching on September 15th we look at how Europe’s housing markets have fared, calculating each market’s average price change from Q3 2008 to date.
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Confidence is Key!

At last there is a feeling of hopefulness returning to the UK economy generally and more specifically the UK property market, and the economy at large. After years in the doldrums property is once again a hot topic. Gone are the downbeat messages of negative equity and repossessions, instead the papers are filled with positive headlines. We are instead more likely to read about increasing house prices and growing availability of finance with many speculating that we are now heading into a more prosperous period. This looks set to become a growing trend and we will see an increasing number of these news stories in the media over the forthcoming months.
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CAPITAL CITIES - THE NEXT BIG THING IN OVERSEAS PROPERTY

Capital cities are the rising stars of luxury residential real estate, offering promising investment prospects for those investing in overseas property in 2014”, predicts Laura Henderson, editor of essential guide to luxury resort property, Abode2.com.
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Searching for property investment: Always think before you spend

Anyone who is thinking about investing in a buy to let property, whether they want a single flat or house or they are hoping to add to an existing portfolio, needs to think hard about their investment first. A significant amount of research should be carried out prior to buying, because a property that won’t attract renters will prove disastrous in the long run.
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RICS Says UK Property Value Increasing

The UK house market appears to have finally turned a corner! Buyers returned to the market in their biggest numbers since 2009, according to the latest RICS Residential Market Survey and during July, the amount of potential buyers seeking to enter the market grew at the fastest rate in 4-years.
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