Are More UK Investors Going to Buy Property Abroad?

  There are currently a number of reasons to suspect that the UK's property investors may be about to increase their interest in overseas markets. Not least of these is the continuous roll-out, over the next few years, of tax changes designed to target investors in the UK market. The Council of Mortgage Lenders (CML) expects that by 2017, the number of UK homes purchased as buy-to-let investments will be down by more than 20% compared to 2015. However, most of the investors who are no longer buying UK properties will likely be looking for alternatives rather than giving up on new investments altogether. Continuing to invest in buy-to-let but doing so in overseas markets that are sheltered from the UK's current anti-lettings climate could prove an attractive solution. In particular, many markets in Europe are just at the start of recovery from recession. For investors, this means the chance to...
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Property Investment Destinations to Watch in the Year Ahead

After almost a month into the New Year, a number of prominent reports and analyses on global property markets have been published, notably the most recent Global House Prices Index from Knight Frank. These reports along with official data and statistics from various governments have revealed a number of property markets as investment destinations to watch in the year ahead – some for good reasons, some for bad, and many because of a mixture of factors. Some of the locations worth keeping an eye on in 2016 include: Sweden Knight Frank's analysis showed that Sweden was the strongest-performing housing market in Europe over the twelve months to September. Significant lack of supply drove price growth of 11.1% across the year, and the supply/demand imbalance does not look likely to change. There are concerns about the impact high household debt could have on the banking sector and covered bonds market, though...
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Beating the Buy-to-Let Tax Hikes

  George Osbornes most recent budget was bleak news for many landlords. New rules, to be phased in between 2017 and 2020, stand to cut gross returns on buy-to-let properties by almost 11% and could leave many investors with loss-making investments. Tax relief on investment mortgages has been dramatically cut for higher rate taxpayers, limited to 20% of interest. According to London & Country Mortgages, this would turn a £160,000 property with a £120,000 loan from a £612-a-year profit maker to a loss maker of £588 annually. However, there are several quite legal steps that landlords can take to reduce their tax liability under the new rules, reducing or evading the impact of the changes. These include: Sharing Couples Personal Allowances It may be possible for couples to share their personal allowances to some extent in order to reduce tax liability. If you are making money on a buy-to-let investment...
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3 Things to Consider when Investing in International Property

The recent boom in the global property market has been hard to ignore, and despite several warnings by economists it shows little sign of abating. Even with the UK market on the verge of forming a bubble, there are a number of international locations in Europe and beyond offering potential growth and huge financial returns to real estate investors. If you are new to the market and hoping to invest in overseas property, however, you will need adopt a clearly defined strategy and plan your activity prior to taking the plunge.
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What are the benefits of off-plan property and why is it so cost-effective to purchase in this way?

More often than not, the most economical way of purchasing property is to buy it off-plan - which, to anyone not yet enlightened on the subject, means exactly what it says. To buy off-plan is to purchase property after having seen only the architect’s plans - as opposed to a completed house, apartment or villa. Particularly fashionable in the overseas property industry but also common-place with development property here in the UK, off-plan is a popular purchase option for shrewd investors and those seeking a holiday home alike. So, what are the benefits of purchasing in this way and why is it such a cost-effective option? There are numerous reasons why people choose to purchase off-plan, with finances featuring at the top of the list. Prior to construction, developers often sell their property at substantially below its market value, giving early investors the opportunity to buy the same property as those...
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Introduction to International Property Investment

Hi there, my name is Maria Davies and I’m delighted to have been approached to write for Just Do Property. Over the coming months, you’ll get to know more about all us writers, but let me start by giving you some of my credentials in property… I purchased my first investment property back in 1990 – half a flat owned jointly with my sister on a 100% mortgage. It was her home, but my half was an investment. At that time, there were no books available on property investing for the common man (or woman), no weekend training courses and no buy-to-let mortgages. In other words, I didn’t really know what I was doing, but it didn’t take long to realise that, even after paying my share of the mortgage, I now had more money coming in than I had before buying the property, so I set about buying more. The...
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