Loans – The long and The Short of It
When we were all credit crunched in 2008, a lot of media focussed on the negative effects of decades building up credit. They were, of course, right – many people had borrowed more than they could afford and were left in dire straits when the economy faltered....
The Beginners Guide to Mortgages
A mortgage is the most important financial product you will get in your life-time, both in terms of the amount of money that you borrow, and the amount of time that you will spend paying it back. Most mortgages have durations of at least 25 years, so the decisions you...
Fresh shoots of activity in the market as Christmas approaches
The RICS UK Housing Market Survey for November indicates some very interesting signs of some improvements in the housing market. Key highlights are: Three consecutive months of positive buyer enquires – the first since spring 2010 Fresh demand and supply...
Great news for Landlords as rental yields continue to increase
As we all know, the economic turmoil in the UK over the past 2 years has made it so that first time buyers have found it incredibly difficult to secure a mortgage. With banks looking for deposits of around 20%-25%, most young, first time buyers cannot gather the...
